Alabama’s Tua Tagovailoa did not have injury insurance for NFL Draft
Tua Tagovailoa’s season-ending hip injury did not just put a wrinkle into Alabama’s championship aspirations. It brought questions of his worth as a first-round pick in the 2020 NFL Draft, where he was once considered to be the lock to go No. 1 overall.
Tagovailoa’s hip dislocation and subsequent surgery is not a pleasant sight for interested NFL teams. His mechanics, velocity, and accuracy could, theoretically, take a hit when he’s able to play again. In turn, he is projected to be sliding down draft boards, possibly not being a first-round pick.
Unfortunately for Tagovailoa, there is no way of recouping the money of being a No. 1 pick. According to Darren Rovell of the Action Network, the Alabama star does not have injury insurance for the draft.
Sources tell Rovell that Tagovailoa chose the insurance that Alabama gave him. His coverage entitles him to collect money if doctors rule that he can never play again. The school purchased permanent total disability insurance for him. His coverage with the university did allow him to add loss-of-value protection out of his own pocket, which he did not choose to do.
If Tua Tagovailoa were to fall, there is nothing he can do about losing money.
The quarterback had successful hip surgery on Monday in Houston. Alabama’s team orthopedic surgeon, Dr. Lyle Cain, announced that the surgery went as planned and they expect him to make a full recovery. He is eligible to return to Alabama if he decides to do so, yet the expectation is that he declares for the NFL.