When the Indianapolis Colts lost franchise quarterback Andrew Luck to a sudden retirement just two weeks before the season started, most people had them left for dead.

But the Colts have surprised just about everyone over the first five weeks of the season, getting off to a 3-2 start and most recently grounding the high-powered Kansas City Chiefs in a 19-13 upset win at Arrowhead Stadium on Sunday night.

So, just how good is Indianapolis?

Well, former Colts punter and ESPN analyst Pat McAfee thinks this team is good enough to win it all:

Of course, even with Indy's impressive start, many will still say McAfee is crazy.

With an unproven quarterback in Jacoby Brissett under a center and a lack of overall weapons on offense, the Colts still appear to have a long way to go before they can be labeled a legitimate Super Bowl contender.

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As a matter of fact, even if Luck were still around, Indianapolis would probably be a questionable bet.

But there is no doubting that the Colts are managing a lot better than most anticipated, and in a very winnable AFC South division, a playoff appearance is certainly possible for Frank Reich's club.

Indianapolis won 10 games and made the playoffs as a Wild Card last year, upsetting the Houston Texans in the Wild Card Round before falling to the Chiefs in the Divisional Round.

Many had the Colts pegged as a Super Bowl contender going into 2019, but, obviously, Luck's retirement changed things.

Indy will have its bye next week before hosting the Texans on Oct. 20.