Against the Bears, J.J. McCarthy did not sugarcoat his performance. After completing just 16 of 32 passes for 150 yards, one touchdown, and two interceptions in Minnesota’s 19-17 loss, the Vikings quarterback admitted there were “three or five” decisions and throws he desperately wants back, including a glaring third-down miss to Justin Jefferson.

He knows in this league you cannot whiff on routine plays, and that his inconsistency is dragging down an offense that expects to contend.

ESPN’s Jeremy Fowler says the concern inside the building starts with accuracy. Too many balls are sailing, and McCarthy is missing the easy ones that keep the system on schedule.

The Vikings still like his makeup and work ethic and view him as “made of the right stuff,” but they essentially have no choice except to play through the growing pains. Carson Wentz is out after shoulder surgery, and undrafted rookie Max Brosmer is seen as even greener than McCarthy, so there is no realistic short-term pivot.

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Dan Graziano adds that the frustration is visible around him, pointing to Justin Jefferson slamming his helmet on the sideline as a rare public crack. Coaches and evaluators see a young passer throwing everything at one speed, trying to be the hero because he knows how heavily the team is leaning on him.

The belief, both inside and outside the building, is that time and reps will fix some of it, but that clashes with the original plan: compete now while the roster is loaded around a cheap rookie quarterback. Minnesota leads the league in payroll, and the whole bet only works if the quarterback shows steady progress over the next seven games.

Looking ahead, ESPN’s insiders float offseason questions if the stagnation continues: do the Vikings bring in a seasoned mentor, a true veteran competitor, or even re-enter the draft market for another potential starter?

For now, McCarthy still has the locker room, and Jefferson himself has refused to throw him under the bus, saying the whole offense needs to be better and that he must help build that connection with his young quarterback. The concern level is real, but the pivot point is more likely to come in March than in November.